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About Us

Commerce Financial is a non-prime auto finance company serving qualified dealers and credit-challenged consumers throughout the country for more 20 years. As the “Credit Builders,” we help our customers establish better credit. We report our customers’ credit histories to all three of the major credit bureaus. We support our Dealer Partners with useful and innovative finance products, experienced credit buyers and fast funding. We are proud to serve this market with a powerful combination of people and technology, to help grow our dealers’ businesses and supports the transportation needs of American families. Commerce Financial is a proud partner with the most respected names in auto finance. We have enjoyed a long relationships with the Mint Auto Group, which is a testament to the effectiveness of our business practices and management team.